Housing

Mafori Housing Services

Affordable Housing Support | Legal Property Solutions | Government Subsidy Access

Mafori Housing is a division of the Mafori Group, established to close the housing gap among South African municipal workers and middle to low-income earners. Our goal is to help individuals and families access affordable, secure, and legally sound housing solutions. Whether you are a first-time homeowner or seeking assistance with legal property matters, we are here to walk the journey with you.

Our Core Housing Services

1. First Home Finance (FHF) – Government Subsidy Support

Mafori Housing is an accredited administrator of the FHF (First Home Finance) grant, previously known as FLISP. We help qualifying clients:

Check eligibility based on income and employment
Gather necessary documentation
Submit and track applications to the National Housing Finance Corporation (NHFC)
Access funds to buy their first home

FHF can help reduce the home loan amount or be used as a deposit.

2. FLISP Subsidy Application & Processing

We provide full assistance in applying for the Finance Linked Individual Subsidy Programme (FLISP):

Tailored guidance based on your salary and circumstances
Step-by-step application support
Ongoing communication with relevant government housing institutions

This subsidy is designed to make home ownership possible for households earning between R3,501 and R22,000 per month.

3. Bond Origination Services

Our experienced consultants will:

Source competitive home loan offers from multiple banks
Present your financial profile to maximise approval chances
Handle paperwork and ensure smooth loan application and processing
Negotiate better interest rates where possible

We save you time, reduce stress, and improve your chances of bond approval.

4. Title Deeds & Conveyancing Support

Many families struggle with incomplete or disputed ownership of properties. We help you:

Resolve disputes over property ownership
Obtain or restore legal title deeds
Access conveyancing attorneys to formalise ownership transfers
Unlock the ability to use your property as an asset

Our goal is to legally empower you and your family with secure property ownership.

5. Home Improvement Financing

Already a homeowner but living in a structure that needs work? Mafori Housing provides:

Access to home improvement loans
Renovation financing packages
Partnerships with service providers (builders, electricians, etc.)

We make it easy and affordable to upgrade your home and enhance your living conditions.

6. Serviced Land & Stand Financing

If you're interested in building your home from scratch, we assist with:

Identifying available serviced land in safe, growing areas
Financing options for purchasing stands
Title and infrastructure assurance

We ensure the land you invest in has water, electricity, and roads—ready for development.

7. Property Ownership Mediation & Dispute Resolution

In families or extended households, ownership disputes are common. We offer:

Mediation services between family members or stakeholders
Legal assistance in formalising rightful ownership
Conflict resolution services to protect your housing rights

Your home should be a place of peace, not stress—we help make that possible.

Why Choose Mafori Housing?

Accredited by Government for subsidy and housing grant facilitation
Professional Legal Partners for all conveyancing and bond matters
Trusted Track Record since our establishment in 2020
Founded by Housing Veteran Monica Rapeu, leveraging over two decades of industry experience